More than 174 million Americans have already spent an average of $335.47 each of “Black Friday” and “Cyber Monday” What does your own holiday spending bill look like so far? Use these 4 simple ideas to help cut down on your expenses this time of year, and keep the rest of your holiday spending looking more nice than naughty. 1. Decide beforehand how much you’re going to spend on gifts.
Yes, I’m talking about the B-word: Budget. This time of year it’s especially important to